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905 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 905 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,847 sqft · built 1961
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on Record
Last Sale$249,000 (May 2016)
Tax Bill$4,589 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-37-41-002-000-0005.0-6-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-002-000-0005.0-6-0000
Alternative APNs
  • 32-37-41-002-000-00050-6
  • 8479

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,847 sqft Living Area
1st Floor Area1,847 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,884 sqft (0.181 acres)

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area342 sqft
Patio Area798 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8479
Street Address905 NW TERRACE RD
CitySTUART
StateFL
Zip34994-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionBAHAMA TERRACE SEC 2 LOT 5
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionBAHAMA TERRACE
Legal Block2
Legal Lot Number5
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2008
Census Tract300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address905 NW TERRACE RD, STUART, FL 34994-8928
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleDec 29, 2004 · Amount on Record
Deed Document Number20162577275
Deed Book / Page2856 / 1830
Prior Transfer DateJan 24, 2002
Prior Transfer Doc0001550559
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address905 NW TERRACE RD, STUART, FL 34994-8928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 NW TERRACE RD, STUART, FL 34994-8928

Mortgage

Document Number0031840912
DateDec 23, 2020
Book Page3184/912
Instrument2857780
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,589.00 (+0.04%) Additional exemption filed$295,432 (+1.87%)$387,880 (+2.21%) Land $199,500 Building $188,380
2024$4,587.00 (+3.9%)
2023$4,415.00 (+19.68%) Additional exemption filed$289,996 (+25.58%)$379,510 (+26.05%) Land $199,500 Building $180,010
2022$3,689.00 Homeowner's exemption$230,921$301,070 Land $177,060 Building $124,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 units insured
incl. 10 condo units
Nearby Flood Claims30 (1983–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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