913 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 913 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,003 sqft · built 1977
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on Record
Tax Bill$1,503 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN32-37-41-002-000-0007.0-2-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-002-000-0007.0-2-0000
Alternative APNs
  • 32-37-41-002-000-00070-2
  • 8481

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,003 sqft Living Area
Gross Area2,513 sqft
1st Floor Area2,003 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,104 sqft (0.209 acres)
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8481
Street Address913 NW TERRACE RD
CitySTUART
StateFL
Zip34994-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionA PORTION OF LOT 7 BAHAMA TERRACE SEC 2 (PB 4 PG 2 BEGINNING AT THE NW CORNER OF LOT 7 THENCE RUN SE ALONG THE W LINE OF LOT 7 84.18 FT TO THE SW CORNER OF LOT 7 THENCE RUN NE ALONG THE SOUTH LINE OF LOT 7 101.97 FT THENCE NE ALONG SOUTH LINE OF LOT
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionBAHAMA TERRACE
Legal Block2
Legal Lot Number7
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2008
Census Tract300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address913 NW TERRACE RD, STUART, FL 34994-8928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2010
Deed SaleSep 2, 2010
Prior SaleSep 2, 2010
Deed Document Number20102230941
Deed Book / Page2474 / 611
Last Transfer DateMar 17, 2021
Transfer Doc0032081551
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 23, 2021
Property Address913 NW TERRACE RD, STUART, FL 34994-8928
Document Number0032081551
Book / Page3208 / 1551
Map ReferenceMB 4 PG 2
Instrument DateMar 17, 2021
Instrument2876245
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyCITY TITLE, CITY TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 NW TERRACE RD, STUART, FL 34994-8928

Mortgage

Document Number0032081553
DateMar 23, 2021
Instrument3208/1553
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,503.00 (-0.33%) Homeowner's exemption$120,702 (+5.99%)$380,620 (+4.84%) Land $210,000 Building $170,620
2024$1,508.00 (+3.57%)
2023$1,456.00 (+4.6%) Additional exemption filed$113,885 (+3%)$363,050 (+19.51%) Land $210,000 Building $153,050
2022$1,392.00 Homeowner's exemption$110,568$303,790 Land $186,380 Building $117,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 units insured
incl. 10 condo units
Nearby Flood Claims30 (1983–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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