921 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 921 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1997
Lot Size	0.136 acres (5,936 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Nov 2023)
Tax Bill	$1,256 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-004.000-023`
Alternative APN	`01610311294`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1997
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,936 sqft (0.136 acres)
Lot Dimensions	106 ft deep x 56 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	01610311294
Street Address	921 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 EX 10 FT E SIDE & EX 20 FT S END WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	39
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4002
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Apr 26, 2023	Warranty Deed, Transfer
Apr 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	0002327800
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 28, 2023
Property Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002327800
Map Reference	PB 7 PG 36
Instrument Date	Nov 15, 2023
Instrument	2327800
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703

Mortgage

Document Number	0002327801
Date	Nov 28, 2023
Instrument	2327801

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 28, 2023
Property Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002327800
Map Reference	PB 7 PG 36
Instrument Date	Nov 15, 2023
Instrument	2327800
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703

Mortgage

Document Number	0002327801
Date	Nov 28, 2023
Instrument	2327801

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 26, 2023
Property Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002308826
Instrument Date	Mar 21, 2023
Instrument	2308826
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 26, 2023
Property Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002308826
Instrument Date	Mar 21, 2023
Instrument	2308826
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 E 4TH ST, MISHAWAKA, IN 46544-2703

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,500 (-3.24%) Land $27,200 Building $68,300	$95,500 (-3.24%) Land $27,200 Building $68,300
2024	$1,256.00 (+503.85%)
2023	$208.00 (-75.36%)	$98,700 (-20.21%) Land $27,200 Building $71,500	$98,700 (-20.21%) Land $27,200 Building $71,500
2022	$844.00	$123,700 Land $27,200 Building $96,500	$123,700 Land $27,200 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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