927 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 927 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1920
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,352 (Sep 2024)
Tax Bill	$763 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-006.000-023`
Alternative APN	`01610311296`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,185 sqft
1st Floor Area	1,257 sqft
Basement Area	105 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	106 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	927 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 EX 20 FT S END LOT 38 WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	38
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4002
Census Tract	10300

Owner

Source: St. Joseph County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCORP MORTGAGE CO
Sep 6, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Jun 22, 2020	Intrafamily Transfer, Transfer
Jun 22, 2020	Intrafamily Transfer, Transfer
Oct 10, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	202420928
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000609713
Date	Mar 17, 2006
Instrument	0609713

Lender

Name	TRUSTCORP MORTGAGE CO
Type	Mortgage Company
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 6, 2024
Property Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002420928
Map Reference	PB 7 PG 36
Instrument Date	Jul 30, 2024
Instrument	2420928
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703

Mortgage

Document Number	0002420929
Date	Sep 6, 2024
Instrument	2420929

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2054

Mortgage

Document Number	0002420930
Date	Sep 6, 2024
Instrument	2420930

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2034

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 22, 2020
Property Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002016973
Map Reference	PB 7 PG 36
Instrument Date	Jun 10, 2020
Instrument	2016973
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Investor	Possibly a Property Investor

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 22, 2020
Property Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	2016973
Map Reference	PB 7 PG 36
Instrument Date	Jun 10, 2020
Instrument	2016973
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703

October 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 10, 2006
Property Address	927 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0000643829
Map Reference	MB7 PG36
Instrument Date	Oct 10, 2006
Instrument	0643829
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (-32.54%)	$87,800 (-7.58%) Land $16,000 Building $71,800	$87,800 (-7.58%) Land $16,000 Building $71,800
2024	$1,131.00 (+10.77%)
2023	$1,021.00 (-2.95%)	$95,000 (-) Land $16,000 Building $79,000	$95,000 (-) Land $16,000 Building $79,000
2022	$1,052.00	$95,000 Land $16,000 Building $79,000	$95,000 Land $16,000 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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