914 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 914 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,516 sqft · built 1907
Lot Size	0.129 acres (5,632 sqft)
Owner	Individual Name on File
Last Sale	$80,948 (May 2024)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	May 2024 Foreclosure Oct 2015 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-025.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-025.000-023`
Alternative APN	`01610311279`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	1,755 sqft
1st Floor Area	1,755 sqft
Basement Area	239 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,632 sqft (0.129 acres)
Lot Dimensions	128 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	914 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 FT W SIDE LOT 25 WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	25
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3027
Census Tract	10300

Owner

914 E 4th St is owned and occupied by an individual who bought it in May 2024.

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	294 E 350 N, WARSAW, IN 46582-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Public Action, Foreclosure
Oct 15, 2015	Warranty Deed, Transfer
Jul 17, 2015	Sheriff's Deed, Foreclosure
Aug 15, 2007	Warranty Deed, Transfer · ARM EQUIFIRST CORP
Feb 21, 2007	Warranty Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Oct 15, 2015
Deed Document Number	202411098
Prior Transfer Date	Dec 21, 2023
Prior Transfer Doc	0000011098
Record Updated	Oct 29, 2026

May 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ST JOSEPH IN
Recording Date	May 21, 2024
Property Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0002411098
Map Reference	PB 7 PG 36
Instrument Date	Dec 21, 2023
Instrument	2411098
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 E 350 N, WARSAW, IN 46582-7707

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 15, 2015
Property Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0001527574
Map Reference	PB 7 PG 36
Instrument Date	Oct 5, 2015
Instrument	1527574
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729

July 2015: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 17, 2015
Property Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0001518146
Instrument Date	Jul 9, 2015
Instrument	1518146
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 15, 2007
Property Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000732602
Map Reference	MB7 PG36
Instrument Date	Aug 10, 2007
Instrument	0732602
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732603
Date	Aug 15, 2007
Instrument	0732603

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.9%
Type Change Date	Sep 1, 2010
Change Frequency	6 Months
Min Rate At Change	9.9%
Max Rate At Change	12.9%
Index	6-Month LIBOR
Max Rate	15.9%

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 21, 2007
Property Address	914 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000706664
Map Reference	MB7 PG36
Instrument Date	Feb 12, 2007
Instrument	0706664
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 MISHAWDA AVE, SOUTH BEND, IN 46615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 914 E 4th St was $3,817 with a homeowner's exemption, up 129.9% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 (+129.94%)	$125,700 Land $22,900 Building $102,800	$125,700 Land $22,900 Building $102,800
2024	$1,660.00 (+10.45%)
2023	$1,503.00 (-1.38%)	$132,700 (-) Land $22,900 Building $109,800	$132,700 (-) Land $22,900 Building $109,800
2022	$1,524.00 Homeowner's exemption	$132,700 Land $22,900 Building $109,800	$132,700 Land $22,900 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 914 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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