915 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 915 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,214 sqft · built 1950
Lot Size	0.148 acres (6,466 sqft)
Owner	Individual Name on File
Tax Bill	$1,425 (2024)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-003.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-003.000-023`
Alternative APN	`01610311293`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,214 sqft Living Area
Basement Area	165 sqft

Exterior

Year Built	Built 1950
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,466 sqft (0.148 acres)
Lot Dimensions	106 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610311293
Street Address	915 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 EX 20 FT S END WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	40
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4002
Census Tract	10300

Owner

915 E 4th St is owned and occupied by an individual who acquired it in March 2020.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage HUD
Mar 20, 2020	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Feb 10, 2016	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jun 2, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020
Deed Sale	Mar 20, 2020
Prior Sale	Feb 10, 2016
Deed Document Number	0002007681
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002428494
Date	Dec 3, 2024
Instrument	2428494

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	312 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 20, 2020
Property Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0002007681
Map Reference	PB 7 PG 36
Instrument Date	Mar 9, 2020
Instrument	2007681
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Investor	Possibly a Property Investor

Mortgage

Document Number	0002007682
Date	Mar 20, 2020
Instrument	2007682

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 10, 2016
Property Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0001603243
Instrument Date	Feb 9, 2016
Instrument	1603243
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 C 4TH ST, C, MISHAWAKA, IN 46544-2231

June 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 2, 2009
Property Address	915 E 4TH ST, MISHAWAKA, IN 46544-2703
Document Number	0000918170
Map Reference	MB7 PG36
Instrument Date	Feb 2, 2009
Instrument	0918170
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 N WENGER AVE, MISHAWAKA, IN 46544-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	725 N WENGER AVE, MISHAWAKA, IN 46544-2423

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,700 Land $29,600 Building $81,100	$110,700 Land $29,600 Building $81,100
2024	$1,425.00 (+6.26%)
2023	$1,341.00 (+3.39%)	$117,200 (+4.55%) Land $29,600 Building $87,600	$117,200 (+4.55%) Land $29,600 Building $87,600
2022	$1,297.00 Homeowner's exemption	$112,100 Land $29,600 Building $82,500	$112,100 Land $29,600 Building $82,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 915 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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