Emmet County property record for 920 State St, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 5,042 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,140.00 (2024) |
| Primary APN | 52-19-05-100-101 |
|---|
| Lot Area | 5,042 sqft (0.115 acres) |
|---|
| Street Address | 920 STATE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2757 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM 793' S & 133' W OF NE COR OF SE 1/4 OF NW 1/4, TH S 98', W 50', N 98', E TO BEG. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | S5 T34N R5W |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-100-101
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4505 COUNTRY VIEW RD, PETOSKEY, MI 49770-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Jul 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Jul 25, 2025 | Warranty Deed, Transfer CROSSROADS TITLE |
| May 12, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Mar 05, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 |
| Deed Sale | Jul 25, 2025 |
| Prior Sale | May 12, 2022 |
| Deed Doc Number | 20255221638 |
| Deed Book / Page | 1268 / 612 |
| Prior Transfer Date | Apr 29, 2021 |
| Prior Transfer Doc | 001243/915 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 07, 2026 |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Document Number | 0000001274/0000000359 |
| Book / Page | 1274 / 359 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20265227408 |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4505 COUNTRY VIEW RD, PETOSKEY, MI 49770-8612 |
| Investor | Possibly a Property Investor |
| Document Number | 0005227408, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 1274/359 |
| Instrument | 20265227408 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8535 WHITNEYVILLE CT SE, ALTO, MI 49302-9785 |
| Document Number | 0000001230/0000000634 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 0000001230/0000000634 |
| Instrument | 5183601 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4505 COUNTRY VIEW RD, PETOSKEY, MI 49770-8612 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001268/0000000613 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 0000001268/0000000613 |
| Instrument | 5221639 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 25, 2025 |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Document Number | 001268/612 |
| Book / Page | 1268 / 612 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 5221638 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4505 COUNTRY VIEW RD, PETOSKEY, MI 49770-8612 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 12, 2022 |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Document Number | 001243/915 |
| Book / Page | 1243 / 915 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 5196887 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 05, 2021 |
| Property Address | 920 STATE ST, PETOSKEY, MI 49770-2757 |
| Document Number | 001230/633 |
| Book / Page | 1230 / 633 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 5183600 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8535 WHITNEYVILLE CT SE, ALTO, MI 49302-9785 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,600 (+12.63%) Land $176,600 | $353,200 (+12.63%) Land $353,200 | |
| 2025 | $156,800 (+37.18%) Land $156,800 | $313,600 (+37.18%) Land $313,600 | |
| 2024 | $4,140.00 | ||
| 2023 | $114,300 Land $114,300 | $228,600 Land $228,600 |
920 State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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