Emmet County property record for 917 State St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.176 acres (7,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Mar 2008) |
| Tax Bill | $2,077 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-100-078 |
| Primary APN | 52-19-05-100-078 |
|---|
| Lot Area | 7,668 sqft (0.176 acres) |
|---|
| Street Address | 917 STATE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | COM 577' S & 233' W OF NE COR OF SE 1/4 OF NW 1/4, TH W 50', S 150', E 50', N TO BEG. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | S5 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-100-078
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 917 STATE ST, PETOSKEY, MI 49770-2756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE |
| Feb 05, 2018 | Deed of Trust, Mortgage · Line of Credit 4 FRONT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2008 · Amount on Record |
| Deed Sale | Mar 18, 2008 · Amount on Record |
| Prior Sale | Aug 06, 2004 · Amount on Record |
| Deed Document Number | 20085052952 |
| Deed Book / Page | 1100 / 544 |
| Last Transfer Date | Jul 08, 2025 |
| Transfer Doc | 001268/423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 917 STATE ST, PETOSKEY, MI 49770-2756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 917 STATE ST, PETOSKEY, MI 49770-2756 |
| Document Number | 0000001245/0000000489 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 0000001245/0000000489 |
| Instrument | 5198459 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 917 STATE ST, PETOSKEY, MI 49770-2756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001201/0000000128 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 0000001201/0000000128 |
| Instrument | 000005154026 |
| Name | 4 FRONT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Jan 01, 2040 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,300 (+10.37%) Land $153,300 | $306,600 (+10.37%) Land $306,600 | |
| 2025 | $138,900 (+36.04%) Land $138,900 | $277,800 (+36.04%) Land $277,800 | |
| 2024 | $2,077.00 | ||
| 2023 | $102,100 Land $102,100 | $204,200 Land $204,200 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 416 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0005300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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