911 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 911 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,526 sqft
Lot Size	0.171 acres (7,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,900 (Jun 1979)
Tax Bill	$2,512 (2024)
Deeds & Mortgages	Jul 2026 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-100-077`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-100-077`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,526 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Lot Area	7,479 sqft (0.171 acres)
Garage Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	911 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	COM 727' S & 333' W OF NE COR OF SE 1/4 OF NW 1/4, TH N 150', E 50', S 150', W 50' TO BEG. NOTE HOME IMP ACT SECTION 5, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	05
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2010
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 STATE ST, PETOSKEY, MI 49770-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Jan 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ST FRANCIS X FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1979 · Amount on Record
Deed Sale	Jun 1, 1979 · Amount on Record
Last Transfer Date	Jul 13, 2026
Transfer Doc	0005229516
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jul 17, 2026
Property Address	911 STATE ST, PETOSKEY, MI 49770-2756
Document Number	0005229516
Book / Page	1276 / 462
Instrument Date	Jul 13, 2026
Instrument	20265229516
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	911 STATE ST, PETOSKEY, MI 49770-2756

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	911 STATE ST, PETOSKEY, MI 49770-2756
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 STATE ST, PETOSKEY, MI 49770-2756

Mortgage

Document Number	0000001234/0000000558
Date	Jun 28, 2021
Book Page	0000001234/0000000558
Instrument	5187522

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	911 STATE ST, PETOSKEY, MI 49770-2756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1209/275
Date	Jan 10, 2019
Book Page	1209/275
Instrument	5162191

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,400 (+52.09%) Land $192,400	$384,800 (+52.09%) Land $384,800
2024	$2,512.00
2023		$126,500 Land $126,500	$253,000 Land $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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