918 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 918 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,145 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jun 1995)
Tax Bill	$1,535 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-100-100`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-100-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,096 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	7,145 sqft (0.164 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	918 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	COM 793' S & 183' W OF NE COR OF SE 1/4 OF NW 1/4, TH S 118', W 116', N 20', E 66', N 98', E 50' TO BEG. SECTION 5, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	05
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3007
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 STATE ST, PETOSKEY, MI 49770-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION
Nov 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1995 · Amount on Record
Deed Sale	Jun 1, 1995 · Amount on Record
Last Transfer Date	Oct 23, 2019
Transfer Doc	1216/658
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	918 STATE ST, PETOSKEY, MI 49770-2757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 STATE ST, PETOSKEY, MI 49770-2757

Mortgage

Document Number	0000001218/0000000233
Date	Jan 8, 2020
Book Page	0000001218/0000000233
Instrument	5171177

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Nov 4, 2019
Property Address	918 STATE ST, PETOSKEY, MI 49770-2757
Document Number	1216/658
Book / Page	1216 / 658
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 STATE ST, PETOSKEY, MI 49770-2757

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,000 (+41.93%) Land $109,000	$218,000 (+41.93%) Land $218,000
2024	$1,535.00
2023		$76,800 Land $76,800	$153,600 Land $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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