920 Kathy Rd, Bartow, FL 33830 Property Records

Polk County property record for 920 Kathy Rd, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,084 sqft Living Area
Lot Size	9,993 sqft (0.229 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (2005)
Tax Bill	$339.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363481-000110`
Alternative APNs	`352925363481000110` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,084 sqft Living Area
Gross Area	1,372 sqft Gross Area
1st Floor	1,084 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,993 sqft (0.229 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Patio Area	165 sqft Patio
Porch Area	56 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	920 KATHY RD
City	BARTOW
State	FL
Zip	33830-8643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE ONE PB 91 PG 40 LOT 11
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES
Legal Phase	1
Legal Tract	363481
Legal Block	2
Legal Lot Number	11
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2022
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-35-363481-000110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 KATHY RD, BARTOW, FL 33830-8643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2005 · Amount on Record
Deed Sale	Feb 07, 2005 · Amount on Record
Prior Sale	Jul 16, 1993 · Amount on Record
Deed Doc Number	200527687
Deed Book / Page	6077 / 1103
Record Refreshed	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	920 KATHY RD, BARTOW, FL 33830-8643
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 KATHY RD, BARTOW, FL 33830-8643

Mortgage

Document Number	0000082416
Date	Apr 11, 2023
Book Page	12647/33
Instrument	2023082416

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 03, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$339.00 (-57.78%) Homeowner's exemption	$53,098 (+5.99%)	$165,011 (-) Land $25,000 Building $140,011
2023	$803.00 (+5.94%) Homeowner's exemption	$50,099 (+3%)	$165,011 (+16.86%) Land $8,900 Building $156,111
2022	$758.00 Homeowner's exemption	$48,640	$141,206 Land $7,400 Building $133,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 342 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.