Polk County property record for 901 Kathy Rd, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 2007 |
| Lot Size | 0.23 acres (10,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Oct 2020) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-363484-000040 |
| Primary APN | 25-29-35-363484-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 1,598 sqft |
| 1st Floor Area | 1,338 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,006 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 74 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Street Address | 901 KATHY RD |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GANDY GROVE ADDITION PB 102 PG 13 LOT 4 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 35 |
| Legal Subdivision | GANDY GROVE ADDITION |
| Legal Tract | 363484 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14501 |
Source: Polk County records · APN 25-29-35-363484-000040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 901 KATHY RD, BARTOW, FL 33830-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Oct 13, 2014 · Amount on Record |
| Deed Document Number | 2020220411 |
| Deed Book / Page | 11418 / 1237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 901 KATHY RD, BARTOW, FL 33830-8646 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 901 KATHY RD, BARTOW, FL 33830-8646 |
| Investor | Possibly a Property Investor |
| Document Number | 0000080773 |
|---|---|
| Date | Apr 08, 2025 |
| Book Page | 13500/644 |
| Instrument | 2025080773 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 901 KATHY RD, BARTOW, FL 33830-8646 |
| Document Number | 0114181237 |
| Book / Page | 011418 / 001237 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 220411 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43331 LAKE BUFFUM RD LAKE WALES FL 33859, LAKE WALES, FL 33859 |
| Document Number | 114181238 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 011418/001238 |
| Instrument | 220412 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 (-11.24%) | $202,132 (-1.95%) Land $28,000 Building $174,132 | $202,132 (-1.95%) Land $28,000 Building $174,132 |
| 2023 | $2,944.00 (+10.43%) | $206,145 (+15.99%) Land $12,000 Building $194,145 | $206,145 (+15.99%) Land $12,000 Building $194,145 |
| 2022 | $2,666.00 | $177,734 Land $10,000 Building $167,734 | $177,734 Land $10,000 Building $167,734 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 176 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF BARTOW serves 21,501 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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