880 Kathy Rd, Bartow, FL 33830 Property Records

Polk County property record for 880 Kathy Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1992
Lot Size	0.229 acres (9,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Aug 2022)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363481-000080`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363481-000080`
Alternative APNs	`352925363481000080` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,327 sqft
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,993 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	377 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	880 KATHY RD
City	BARTOW
State	FL
Zip	33830-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE ONE PB 91 PG 40 LOT 8
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES
Legal Phase	1
Legal Tract	363481
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2022
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	880 KATHY RD, BARTOW, FL 33830-8642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Oct 17, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	2022227216
Deed Book / Page	12387 / 1035
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0000089189
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 19, 2022
Property Address	880 KATHY RD, BARTOW, FL 33830-8642
Document Number	0000227216
Book / Page	12387 / 1035
Map Reference	MB 91 PG 40
Instrument Date	Aug 17, 2022
Instrument	2022227216
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LAKE SEARS DR, 105, WINTER HAVEN, FL 33880-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 KATHY RD, BARTOW, FL 33830-8642

Mortgage

Document Number	0123871036
Date	Aug 19, 2022
Instrument	12387/1036

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 17, 2018
Property Address	880 KATHY RD, BARTOW, FL 33830-8642
Document Number	0106431722
Book / Page	010643 / 001722
Instrument Date	Oct 12, 2018
Instrument	218915
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	880 KATHY RD BARTOW FL 338308642, BARTOW, FL 33830-8642

Mortgage

Document Number	106431724
Date	Oct 17, 2018
Book Page	010643/001724
Instrument	218916

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,577 (+0.95%) Land $40,000 Building $135,577	$175,577 (+0.95%) Land $40,000 Building $135,577
2025	$2,248.00 (-18.64%)	$173,923 (-0.31%) Land $25,000 Building $148,923	$173,923 (-0.31%) Land $25,000 Building $148,923
2023	$2,763.00 (+111.24%)	$174,459 (+66.72%) Land $8,900 Building $165,559	$174,459 (+17.18%) Land $8,900 Building $165,559
2022	$1,308.00 Homeowner's exemption	$104,639	$148,880 Land $7,400 Building $141,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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