889 Kathy Rd, Bartow, FL 33830 Property Records

Polk County property record for 889 Kathy Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 2007
Lot Size	0.352 acres (15,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Apr 2018)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363484-000060`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363484-000060`
Alternative APNs	`352925363484000060` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,311 sqft (0.352 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	260 sqft
Porch	Unfinished Open Porch
Porch Area	72 sqft

Location & Zoning

Street Address	889 KATHY RD
City	BARTOW
State	FL
Zip	33830-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ADDITION PB 102 PG 13 LOT 6
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ADDITION
Legal Tract	363484
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2022
Census Tract	14501

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	889 KATHY RD, BARTOW, FL 33830-8645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MTG PTRS
Apr 23, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	201886294
Deed Book / Page	10462 / 1576
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	889 KATHY RD, BARTOW, FL 33830-8645
Document Number	0113790448
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	889 KATHY RD BARTOW FL 338308645, BARTOW, FL 33830-8645

Mortgage

Document Number	0113790448
Date	Sep 17, 2020
Book Page	011379/000448
Instrument	194396

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 23, 2018
Property Address	889 KATHY RD, BARTOW, FL 33830-8645
Document Number	0104621576
Book / Page	010462 / 001576
Instrument Date	Apr 20, 2018
Instrument	86294
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$909.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	889 KATHY RD BARTOW FL 338308645, BARTOW, FL 33830-8645

Mortgage

Document Number	104621578
Date	Apr 23, 2018
Book Page	010462/001578
Instrument	86295

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (-26.32%) Homeowner's exemption	$127,461 (+5.99%)	$201,132 (-1.96%) Land $28,000 Building $173,132
2023	$1,531.00 (+4.22%) Homeowner's exemption	$120,261 (+3%)	$205,145 (+16.08%) Land $12,000 Building $193,145
2022	$1,469.00 Homeowner's exemption	$116,758	$176,734 Land $10,000 Building $166,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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