92 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 92 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,864 sqft · built 1923
Lot Size0.418 acres (18,204 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2025)
Tax Bill$16,494 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-04007-0000-00015

Property Details

APN / Parcel Number

Primary APN13-04007-0000-00015
Alternative APN
  • 130400700015

Interior

Stories2 Stories
Building Area2,864 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeFrame
Lot Area18,204 sqft (0.418 acres)
Lot Dimensions246 ft deep x 74 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130400700015
Street Address92 WILLOWDALE AVE
CityMONTCLAIR
StateNJ
Zip07042-4423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description74X246 IRR
Legal SubdivisionTOWNSHIP/MONTCLAIR
Legal Block4007
Legal Lot Number15
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1000
Census Tract17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District
listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address92 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Prior SaleDec 3, 2020 · Amount on Record
Deed Document Number202526577
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateJul 28, 2026
Property Address92 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Document Number0000049727
Instrument DateJul 20, 2026
Instrument202649727
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423

Mortgage

Document Number0000049727,
DateJul 28, 2026
Instrument202649727
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address92 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4423
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6508 TRYON STREET, CHARLOTTE, NC 28213-5519

Mortgage

Document Number0000069017
DateNov 5, 2025
Instrument2025069017
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 29, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,100 (-) Land $242,000 Building $227,100$469,100 (-) Land $242,000 Building $227,100
2025$16,494.00 (+3.33%)$469,100 (-) Land $242,000 Building $227,100$469,100 (-) Land $242,000 Building $227,100
2024$15,963.00 (+3.49%)
2023$469,100 Land $242,000 Building $227,100$469,100 Land $242,000 Building $227,100
2022$15,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies33 units insured
incl. 6 condo units
Nearby Flood Claims26 (1995–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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