95 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 95 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details1,382 sqft · built 1910
Lot Size0.181 acres (7,875 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Apr 1997)
Tax Bill$11,550 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-04008-0000-00013

Property Details

APN / Parcel Number

Primary APN13-04008-0000-00013
Alternative APN
  • 130400800013

Interior

Stories2 Stories
Building Area1,382 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area7,875 sqft (0.181 acres)
Lot Dimensions125 ft deep x 63 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130400800013
Street Address95 WILLOWDALE AVE
CityMONTCLAIR
StateNJ
Zip07042-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description63X125 IRR
Legal Block4008
Legal Lot Number13
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1006
Census Tract17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District
listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address95 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 1997 · Amount on Record
Deed SaleApr 30, 1997 · Amount on Record
Prior SaleJul 12, 1988 · Amount on Record
Deed Book / Page5471 / 213
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address95 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002499
DateJan 12, 2026
Instrument2026002499
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 2, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,500 (-) Land $189,200 Building $139,300$328,500 (-) Land $189,200 Building $139,300
2025$11,550.00 (+3.33%)$328,500 (-) Land $189,200 Building $139,300$328,500 (-) Land $189,200 Building $139,300
2024$11,178.00 (+3.49%)
2023$328,500 Land $189,200 Building $139,300$328,500 Land $189,200 Building $139,300
2022$10,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies33 units insured
incl. 6 condo units
Nearby Flood Claims26 (1995–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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