Oswego County and Schroeppel Town property record for 92 Lock St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1959 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Nov 2021) |
| Tax Bill | $5,247 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 304.17-05-12 |
| Primary APN | 355401 304.17-05-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 155 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 LOCK ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 16 BLOCK 26 107-011-000 |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 LOCK ST, PHOENIX, NY 13135-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit EMPOWER CU |
| Nov 4, 2021 | Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 202113060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 92 LOCK ST, PHOENIX, NY 13135-2236 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 92 LOCK ST, PHOENIX, NY 13135-2236 |
| Document Number | 0000000960 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | R-2023-010960 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 4, 2021 |
| Property Address | 92 LOCK ST, PHOENIX, NY 13135-2236 |
| Document Number | 0000003060 |
| Instrument Date | Oct 18, 2021 |
| Instrument | R-2021-013060 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 LOCK ST, 92, PHOENIX, NY 13135-2236 |
| Name | Verified Name |
|---|---|
| Address | 3436 SUNNYSIDE RD, CATO, NY 13033-9708 |
| Document Number | 0000003061 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | R-2021-013061 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 20, 2018 |
| Property Address | 92 LOCK ST, PHOENIX, NY 13135-2236 |
| Document Number | 0000005779 |
| Instrument Date | Jun 18, 2018 |
| Instrument | R-2018-005779 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 LOCK ST, 92, PHOENIX, NY 13135-2236 |
| Name | Verified Name |
|---|---|
| Address | 41 OSWEGO ST, BALDWINSVILLE, NY 13027-2413 |
| Document Number | 0000005780 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | R-2018-005780 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,247.00 (+3.33%) | ||
| 2025 | $5,078.00 | $102,000 (-) Land $15,700 Building $86,300 | $226,667 (+22.22%) Land $34,889 Building $191,778 |
| 2023 | $102,000 Land $15,700 Building $86,300 | $185,455 Land $28,546 Building $156,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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