Oswego County and Schroeppel Town property record for 86 Lock St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,790 sqft · built 1890 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (May 2023) |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 304.17-05-11.1 |
| Primary APN | 355401 304.17-05-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 143,748 sqft (3.3 acres) |
| Porch | Slab |
| Porch Area | 650 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 86 LOCK ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | VAN DORENS |
| Legal Block | 5 |
| Legal Lot Number | 11.100 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Correction Deed INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| May 10, 2023 | Administrator's Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| May 10, 2023 | Quit Claim Deed, Transfer INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Deed Document Number | 20233854 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000004452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 31, 2023 |
| Property Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Document Number | 0000004452 |
| Instrument Date | May 18, 2023 |
| Instrument | R-2023-004452 |
| Record Updated | Jun 29, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Name | Verified Name |
|---|---|
| Address | 569 COUNTY ROUTE 16, MEXICO, NY 13114-3412 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 10, 2023 |
| Property Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Document Number | 0000003854 |
| Instrument Date | Apr 27, 2023 |
| Instrument | R-2023-003854 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Name | Verified Name |
|---|---|
| Address | 569 COUNTY ROUTE 16, MEXICO, NY 13114-3412 |
| Document Number | 0000003855 |
|---|---|
| Date | May 10, 2023 |
| Instrument | R-2023-003855 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 160 Months |
| Due | Sep 8, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 10, 2023 |
| Property Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Document Number | 0000003856 |
| Instrument Date | Apr 27, 2023 |
| Instrument | R-2023-003856 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 LOCK ST, PHOENIX, NY 13135-2234 |
| Name | Verified Name |
|---|---|
| Address | 569 COUNTY ROUTE 16, MEXICO, NY 13114-3412 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,879.00 | $98,000 (-) Land $21,700 Building $76,300 | $217,778 (+22.22%) Land $48,222 Building $169,556 |
| 2023 | $98,000 (-) Land $21,700 Building $76,300 | $178,182 (+18.18%) Land $39,455 Building $138,727 | |
| 2022 | $98,000 Land $21,700 Building $76,300 | $150,769 Land $33,385 Building $117,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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