82 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 82 Lock St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,112 sqft · built 1870
Lot Size	4.33 acres (188,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,500 (Apr 2018)
Tax Bill	$5,196 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`355401 304.17-05-10`

Property Details

APN / Parcel Number

Primary APN	`355401 304.17-05-10`
Alternative APN	`540130401700050100000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	188,615 sqft (4.33 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	82 LOCK ST
City	PHOENIX
State	NY
Zip	13135-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLOCK 127 073-010-000
Legal Subdivision	PHOENIX TRACT
Legal Block	5
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1000
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 LOCK ST, PHOENIX, NY 13135-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK
Sep 20, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jan 3, 2014 · Amount on Record
Deed Document Number	20183631
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 18, 2018
Property Address	82 LOCK ST, PHOENIX, NY 13135-2234
Document Number	0000003631
Instrument Date	Apr 11, 2018
Instrument	R-2018-003631
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CHICAGO TITLE INSURANCE CO A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 LOCK ST, 82, PHOENIX, NY 13135-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 GLENCOVE CT, LIVERPOOL, NY 13090-3915

Mortgage

Document Number	0000003632
Date	Apr 18, 2018
Instrument	R-2018-003632

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 20, 2017
Property Address	82 LOCK ST, PHOENIX, NY 13135-2234
Document Number	0000009185
Instrument Date	Sep 15, 2017
Instrument	9185
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 LOCK ST PHOENIX NY 131352234, PHOENIX, NY 13135-2234

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,196.00 (+3.34%) Homeowner's exemption
2025	$5,028.00	$101,000 (-) Land $21,200 Building $79,800	$224,444 (+22.22%) Land $47,111 Building $177,333
2023		$101,000 Land $21,200 Building $79,800	$183,636 Land $38,545 Building $145,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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