85 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 85 Lock St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,854 sqft · built 1874
Lot Size0.416 acres (18,126 sqft)
OwnerIndividual Name on Record
Last Sale$232,500 (Jun 2025)
Tax Bill$5,595 (2026)
Deeds & MortgagesSep 2023 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN355401 304.17-03-06

Property Details

APN / Parcel Number

Primary APN355401 304.17-03-06
Alternative APN
  • 540130401700030060000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,854 sqft Living Area
1st Floor Area981 sqft
2nd Floor Area873 sqft

Exterior

Year BuiltBuilt 1874
Effective Year BuiltEffective 1874
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area18,126 sqft (0.416 acres)
Lot Dimensions114 ft deep x 159 ft wide
Garage TypeDetached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area108 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address85 LOCK ST
CityPHOENIX
StateNY
Zip13135-2235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 9 BLOCK 37 167-008-000
Legal Block3
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2015
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 REBECCA ST, SYRACUSE, NY 13212-2034
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage
GREEN LAKE ASSOCIATES LLC
Jul 27, 2021Deed of Trust, Mortgage
FULTON SAVINGS BANK
Dec 21, 2018Grant Deed, Transfer
ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC
Nov 6, 2018Trustee's Deed, Foreclosure
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleJan 25, 2021 · Amount on Record
Deed Document Number2025R2025004637
Prior Transfer DateOct 29, 2018
Prior Transfer Doc0000010953
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address85 LOCK ST, PHOENIX, NY 13135-2235
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008758
DateSep 29, 2023
InstrumentR-2023-008758
Lender
NameGREEN LAKE ASSOCIATES LLC
TypeNon-Lending Institution
AddressTULLY, NY 13159
Agreement
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address85 LOCK ST, PHOENIX, NY 13135-2235
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008561
DateJul 27, 2021
InstrumentR-2021-008561
Lender
NameFULTON SAVINGS BANK
TypeBank
AddressFULTON, NY 13069
Agreement
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateDec 21, 2018
Property Address85 LOCK ST, PHOENIX, NY 13135-2235
Document Number0000012475
Instrument DateDec 5, 2018
Instrument12475
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

AmountAmount Recorded
Tax$114.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10646 JORDAN RD JORDAN NY 130803120, JORDAN, NY 13080-3120

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSWEGO NY
Recording DateNov 6, 2018
Property Address85 LOCK ST, PHOENIX, NY 13135-2235
Document Number0000010953
Instrument DateOct 29, 2018
Instrument10953
Transaction TypeForeclosure
Record UpdatedDec 24, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
Tax$417.92
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1000 BLUE GENTIAN RD ST PAUL MN 551211663, ST PAUL, MN 55121-1663
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,595.00 (+3.34%)
2025$5,414.00$108,750 (-) Land $15,400 Building $93,350$241,667 (+22.22%) Land $34,222 Building $207,445
2023$108,750 Land $15,400 Building $93,350$197,727 Land $28,000 Building $169,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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