92 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 92 Charles River St, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	6.5 Baths
Year Built	Built 2016
Square Footage	2,744 sqft Living Area
Lot Size	43,604 sqft (1 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$29,451.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:2100002000000`
Alternative APN	`NEED M:210.0 B:0020 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,744 sqft Living Area
Gross Area	6,223 sqft Gross Area
1st Floor	2,744 sqft 1st Floor
Basement Area	2,744 sqft Basement
Unfinished Basement	2,744 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,604 sqft (1 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	92 CHARLES RIVER ST
City	NEEDHAM
State	MA
Zip	02492-1443
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	NEEDHAM MA
Minor Civil Division	NEEDHAM
Census Blockgroup	3
Census Block	3015
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:2100002000000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	92 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST REPUBLIC BANK
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR
Feb 28, 2018	Quit Claim Deed, Transfer
Dec 28, 2017	Quit Claim Deed, Transfer ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2018
Deed Sale	Feb 28, 2018
Prior Sale	Apr 08, 2016 · Amount on Record
Deed Book / Page	35828 / 240
Transfer Doc	32426-513
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	92 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38113-158
Date	Jul 20, 2020
Book Page	38113/158
Instrument	70778

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 01, 2030
Index	1-Year CMT

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	92 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Document Number	37564-596
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	92 CHARLES RIVER ST NEEDHAM MA 024921443, NEEDHAM, MA 02492-1443

Mortgage

Document Number	37564-596
Date	Jan 31, 2020
Book Page	037564/000596
Instrument	8968

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Feb 28, 2018
Property Address	92 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Document Number	35828-240
Book / Page	035828 / 000240
Instrument Date	Feb 28, 2018
Instrument	16466
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	92 CHARLES RIVER ST NEEDHAM MA 024921443, NEEDHAM, MA 02492-1443

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 28, 2017
Property Address	92 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Document Number	35704-483
Book / Page	035704 / 000483
Instrument Date	Dec 22, 2017
Instrument	123716
Transaction Type	Transfer
Record Updated	Mar 05, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	92 CHARLES RIVER ST NEEDHAM MA 024921443, NEEDHAM, MA 02492-1443

Mortgage

Document Number	35704-485
Date	Dec 28, 2017
Book Page	035704/000485
Instrument	123717

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,451.00 (-0.22%)	$2,778,400 (+22.75%) Land $787,900 Building $1,990,500	$3,644,675 (+53.78%)
2024			$2,370,060
2023	$29,515.00	$2,263,400 Land $804,600 Building $1,458,800

Flood & Wildfire

92 Charles River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

92 Charles River St, Needham, MA 02492 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Charles River St

Nearby Streets

Search Property Records by Address or Parcel Number