121 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 121 Charles River St, Needham, MA 02492 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,797 sqft · built 2014
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on File
Last Sale	$1,347,500 (Dec 2014)
Tax Bill	$23,352 (2025)
Deeds & Mortgages	May 2021 Refinance Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:2110001600000`

Property Details

APN / Parcel Number

Primary APN	`M:2110001600000`
Alternative APN	`NEED M:211.0 B:0016 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	1,797 sqft Living Area
Gross Area	4,511 sqft
1st Floor Area	1,777 sqft
Basement Area	1,769 sqft
Unfinished Basement	828 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	121 CHARLES RIVER ST
City	NEEDHAM
State	MA
Zip	02492-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3005
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:2110001600000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK
Mar 31, 2022	Quit Claim Deed, Transfer Quitclaim
May 21, 2021	Quit Claim Deed, Transfer Quitclaim
May 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Book / Page	32782 / 578
Last Transfer Date	Mar 30, 2022
Transfer Doc	040428-584
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039423-300
Date	May 21, 2021
Book Page	39423/300
Instrument	66960

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042903-551
Date	Jan 28, 2026
Book Page	42903/551
Instrument	5655

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 31, 2022
Property Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Document Number	040428-584
Book / Page	40428 / 584
Instrument Date	Mar 30, 2022
Instrument	28229
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 21, 2021
Property Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Document Number	39423-297
Book / Page	39423 / 297
Instrument Date	May 17, 2021
Instrument	66959
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 21, 2021
Property Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473
Document Number	39423-293
Book / Page	39423 / 293
Instrument Date	Apr 28, 2021
Instrument	66958
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CHARLES RIVER ST, NEEDHAM, MA 02492-1473

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,352.00 (-1.58%)	$2,203,000 (+21.08%) Land $728,600 Building $1,474,400	$2,388,205 (+1.73%)
2024			$2,347,545
2023	$23,726.00	$1,819,500 Land $658,700 Building $1,160,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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