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82 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 82 Charles River St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 2,574 sqft · built 2010
Lot Size1 acres (43,604 sqft)
Owner2 Individual Names on File
Last Sale$1,740,000 (Apr 2010)
Tax Bill$28,488 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:2100001900000

Property Details

APN / Parcel Number

Primary APNM:2100001900000
Alternative APN
  • NEED M:210.0 B:0019 L:0000.0

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories3 Stories
Building Area2,574 sqft Living Area
Gross Area6,592 sqft
1st Floor Area2,560 sqft
Basement Area2,522 sqft
Unfinished Basement2,522 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,604 sqft (1 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address82 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNEEDHAM
Legal Block19
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3015
Census Tract403300

Owner

Source: Norfolk County and Needham Town records · APN M:2100001900000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address82 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Balloon Mortgage
NEEDHAM BANK
May 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2010 · Amount on Record
Deed SaleApr 21, 2010 · Amount on Record
Prior SaleSep 11, 2008 · Amount on Record
Deed Document Number201035728
Deed Book / Page27610 / 72
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address82 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Transaction TypeMortgage
Record UpdatedJun 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39409-84
DateMay 18, 2021
Book Page39409/84
Instrument65106
Lender
NameNEEDHAM BANK
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address82 CHARLES RIVER ST, NEEDHAM, MA 02492-1443
Transaction TypeMortgage
Record UpdatedJun 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39409-68
DateMay 18, 2021
Book Page39409/68
Instrument65105
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$28,488.00 (-2.88%)$2,687,500 (+19.48%) Land $787,900 Building $1,899,600$3,347,705 (+9.91%)
2024$3,045,795
2023$29,332.00$2,249,400 Land $712,200 Building $1,537,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1978–2023)
Claims Outside the SFHA19 of 19
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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