Norfolk County and Needham Town property record for 65 Charles River St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,240 sqft Living Area |
| Lot Size | 31,799 sqft (0.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,256,000 (2023) |
| Tax Bill | $14,398.00 (2025) |
Source: Norfolk County and Needham Town records · APN M:2110001200000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA |
| Apr 12, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) DIRECT CU |
| Nov 15, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage LEADER BANK NA |
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Jul 11, 2006 · Amount on Record |
| Deed Doc Number | 20231529009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jun 02, 2026 |
| Property Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Document Number | 0001571091 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261571091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Document Number | 0001571091, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20261571091 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001473775 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 1473775 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2028 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Nov 15, 2023 |
| Property Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Document Number | 0001529009 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 1529009 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Document Number | 0001529010 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 1529010 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 65 CHARLES RIVER ST, NEEDHAM, MA 02492-1442 |
| Document Number | 0001445306 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 65 CHARLES RIVER ST NEEDHAM MA 024921442, NEEDHAM, MA 02492-1442 |
| Document Number | 0001445306 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 1445306 |
| Name | DIRECT FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,398.00 (-5.95%) | $1,358,300 (+15.7%) Land $757,400 Building $600,900 | $1,427,470 (+21.25%) |
| 2024 | $1,177,335 | ||
| 2023 | $15,309.00 | $1,174,000 Land $685,300 Building $488,700 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:2110001200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,070 sqft Gross Area |
| 1st Floor | 2,240 sqft 1st Floor |
| Basement Area | 1,500 sqft Basement |
| Unfinished Basement | 1,080 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 31,799 sqft (0.73 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 65 CHARLES RIVER ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PLAN 24550A |
| Legal Block | 12 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 403300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures