92 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 92 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,432 sqft · built 1980
Owner	Individual Name on Record
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-066`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-066`
Alternative APNs	`072H-27C-066/00.00` `15671`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,432 sqft Adjusted Area
1st Floor Area	755 sqft
2nd Floor Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	140 sqft
Patio Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15671
Old Parcel Number	072H-27C-066/00.00
Street Address	92 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 92 THE BREAKERS PHASE 1 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	1
Legal Lot Number	92
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	92 BREAKERS LN, RIDGELAND, MS 39157-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Aug 28, 2020	Deed of Trust, Mortgage SUPREME LNDG
Aug 28, 2020	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020
Deed Sale	Sep 23, 2020
Deed Document Number	0003917465
Deed Book / Page	2210 / 537
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	538653
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 BREAKERS LN, RIDGELAND, MS 39157-1105
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 BREAKERS LN, RIDGELAND, MS 39157-1105

Mortgage

Document Number	4103/435
Date	Sep 20, 2021
Book Page	4103/435
Instrument	936692

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000901030
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 FORMOSA DR BRANDON MS 390477911, BRANDON, MS 39047-7911

Mortgage

Document Number	0000901030
Date	Sep 1, 2020
Book Page	003907/000029
Instrument	901030

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	92 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000908964
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	MAPLES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FORMOSA DR BRANDON MS 390477911, BRANDON, MS 39047-7911

Mortgage

Document Number	0000908964
Date	Oct 27, 2020
Book Page	003935/000707
Instrument	908964

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,212.00	$29,814 (+1.13%)	$198,760 (+1.13%) Land $97,240 Building $101,520
2024	$3,212.00 (+1.13%)
2023	$3,176.00	$29,481	$196,540 Land $97,240 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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