86 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 86 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,720 sqft · built 1980
Owner	Company Name on File
Last Sale	$250,535 (Jan 2019)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-030`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-030`
Alternative APNs	`072H-27C-030/00.00` `15635`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,720 sqft Adjusted Area
1st Floor Area	548 sqft
2nd Floor Area	1,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	192 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15635
Old Parcel Number	072H-27C-030/00.00
Street Address	86 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 86 THE BREAKERS PHASE 2 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	2
Legal Lot Number	86
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

86 Breakers Ln, a condominium, is owned by a company that bought it in January 2019.

Source: Madison County records, as of December 1, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 821201, VICKSBURG, MS 39182-1201
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Apr 15, 2019	Deed of Trust, Mortgage BANKPLUS
Jan 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on File
Deed Sale	Jan 24, 2019 · Amount on File
Deed Document Number	0003685592
Deed Book / Page	3685 / 592
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	86 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CAIN RIDGE RD, VICKSBURG, MS 39180

Mortgage

Document Number	0004141/40
Date	Dec 2, 2021
Book Page	4141/40
Instrument	945464

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	VICKSBURG, MS 39180

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	86 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	0000862248
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 BREAKERS LN RIDGELAND MS 391571102, RIDGELAND, MS 39157-1102

Mortgage

Document Number	0000862248
Date	Apr 15, 2019
Book Page	003710/000107
Instrument	862248

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2024

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jan 24, 2019
Property Address	86 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	0000857413
Book / Page	003685 / 000592
Instrument Date	Jan 24, 2019
Instrument	857413
Transaction Type	Foreclosure
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1068 HIGHLAND COLONY PKWY #300 RIDGELAND MS 391578807, 300, RIDGELAND, MS 39157-8807

Tax Assessment & Valuation

The 2025 property tax bill for 86 Breakers Ln was $3,251.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,251.00	$30,177	$201,180 Land $83,600 Building $117,580
2024	$3,251.00 (+1.12%)
2023	$3,215.00	$29,844	$198,960 Land $83,600 Building $115,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Breakers Ln

Nearby Streets

All Ridgeland, MS Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures