90 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 90 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 2,666 sqft · built 1980
Lot Size	0.032 acres (1,418 sqft)
Owner	Individual Name on Record
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-064`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-064`
Alternative APNs	`072H-27C-064/00.00` `15669`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,666 sqft Adjusted Area
Gross Area	1,744 sqft
1st Floor Area	1,744 sqft
2nd Floor Area	523 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,418 sqft (0.032 acres)
Deck Area	990 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15669
Street Address	90 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 90 THE BREAKERS PHASE 1 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	1
Legal Lot Number	90
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage FIDELITY BK
Dec 18, 2019	Deed of Trust, Mortgage FIDELITY BK
Dec 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2018	Deed of Trust, Mortgage FIDELITY BK
Oct 25, 2018	Deed of Trust, Mortgage FIDELITY BK
Jan 24, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS
Apr 5, 2017	Deed of Trust, Mortgage RIVER HILLS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2009
Deed Sale	Jan 20, 2009
Deed Document Number	2009582261
Deed Book / Page	2385 / 394
Last Transfer Date	Dec 16, 2019
Transfer Doc	3799/758
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000896578
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000896578
Date	Jul 20, 2020
Book Page	003884/000043
Instrument	896578

Lender

Name	FIDELITY BK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000882484
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000882484
Date	Dec 30, 2019
Book Page	003803/000436
Instrument	882484

Lender

Name	FIDELITY BK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Dec 18, 2019
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000881825
Book / Page	003799 / 000758
Instrument Date	Dec 16, 2019
Instrument	881825
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000855980
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 BREAKERS LN #90 RIDGELAND MS 391571105, 90, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000855980
Date	Dec 26, 2018
Book Page	003678/000025
Instrument	855980

Lender

Name	FIDELITY BK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000853329
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 BREAKERS LN #90 RIDGELAND MS 391571105, 90, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000853329
Date	Nov 2, 2018
Book Page	003663/000108
Instrument	853329

Lender

Name	FIDELITY BK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jan 24, 2018
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Book / Page	003564 / 000853
Instrument Date	Jan 16, 2018
Instrument	832128
Transaction Type	Construction Loan
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000832128
Date	Jan 24, 2018
Book Page	003564/000853
Instrument	832128

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	90 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000810411
Book / Page	003466 / 000206
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10845 JACKSON MS 392890845, JACKSON, MS 39289-0845

Mortgage

Document Number	0000810411
Date	Apr 11, 2017
Book Page	003466/000206
Instrument	810411

Lender

Name	RIVER HILLS BK
Type	Bank
Address	VICKSBURG, MS 39183

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 Homeowner's exemption	$28,071 (+0.45%)	$280,710 (+0.45%) Land $119,190 Building $161,520
2024	$2,724.00 (+0.48%)
2023	$2,711.00 Homeowner's exemption	$27,946	$279,460 Land $119,190 Building $160,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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