Madison County property record for 85 Breakers Ln, Ridgeland, MS 39157
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 2,278 sqft · built 1980 |
| Lot Size | 0.026 acres (1,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 072H-27C-029 |
| Primary APN | 072H-27C-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Adjusted Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 1,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,147 sqft (0.026 acres) |
| Deck Area | 224 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|
| Account Number | 15634 |
|---|---|
| Street Address | 85 BREAKERS LN |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-1102 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 85 THE BREAKERS PHASE 2 LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 27 |
| Legal Subdivision | BREAKERS |
| Legal Phase | 2 |
| Legal Lot Number | 85 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30107 |
85 Breakers Ln, a condominium, is owned and occupied by two individuals who acquired it in May 2025.
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5062 FOREST RIVER WAY, KALAMAZOO, MI 49009-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2010 |
| Deed Sale | May 24, 2010 |
| Deed Document Number | 2010619333 |
| Deed Book / Page | 2538 / 926 |
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 004591/547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 21, 2023 |
| Property Address | 85 BREAKERS LN, RIDGELAND, MS 39157-1102 |
| Document Number | 004388/944 |
| Book / Page | 4388 / 944 |
| Map Reference | MB 466 PG 200 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 995124 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 BREAKERS LN, RIDGELAND, MS 39157-1102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 BREAKERS LN, RIDGELAND, MS 39157-1102 |
The 2025 property tax bill for 85 Breakers Ln was $2,145 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 Homeowner's exemption | $22,697 | $226,970 Land $89,600 Building $137,370 |
| 2024 | $2,145.00 (+45.33%) | ||
| 2023 | $1,476.00 Homeowner's exemption | $22,475 | $224,750 Land $89,600 Building $135,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 individual policies |
| Nearby Flood Policies | 23 units insured incl. 10 condo units |
| Nearby Flood Claims | 2 (2005–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 85 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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