St. Clair County property record for 9168 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,818 sqft · built 1950 |
| Lot Size | 2.62 acres (114,258 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0082-000 |
| Primary APN | 74-14-541-0082-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,818 sqft Living Area |
| 1st Floor Area | 2,442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 114,258 sqft (2.62 acres) |
| Lot Depth | 481 ft Depth |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9168 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF LOT 1297, BEG AT A PTE ON S LOT LINE 120.15 FT E OF SW COR, TH N 18 DEG 14 1/2 MIN E 570.37 FT, TH S 68 DEG 58 MIN E 206.78 FT, TH S 12 DEG 14 1/2 MIN W 451.44 FT TO S LINE, TH N 89 DEG 20 MIN W 268.12 FT TO BEG. SUP ROY T GILBERTS PLAT NO 17 |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1297 |
| Legal Unit | 1297 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9168 STONE RD, CLAY, MI 48001-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2014 |
| Transfer Doc | 004570/185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9168 STONE RD, CLAY, MI 48001-4431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051320426 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 5132/426 |
| Instrument | 2019026651 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9168 STONE RD, CLAY, MI 48001-4431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049950417 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 4995/417 |
| Instrument | 2018022230 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9168 STONE RD, CLAY, MI 48001-4431 |
| Document Number | 0049030556 |
| Book / Page | 004903 / 000556 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9168 STONE RD CLAY MI 480014431, CLAY, MI 48001-4431 |
| Document Number | 0049030556 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 004903/000556 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2033 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,951.00 (-42.79%) Homeowner's exemption | $176,200 (+18.89%) | |
| 2024 | $3,410.00 (+8.67%) | $352,400 (+18.89%) | |
| 2023 | $148,200 | ||
| 2022 | $3,138.00 | $296,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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