9186 Saddle Horn Dr, Flushing, MI 48433 Property Records

Genesee County property record for 9186 Saddle Horn Dr, Flushing, MI 48433

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,988 sqft · built 1969
Lot Size1.05 acres (46,086 sqft)
OwnerIndividual Name on Record
Last Sale$87,091 (Jun 2011)
Tax Bill$4,146 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-22-526-085

Property Details

APN / Parcel Number

Primary APN08-22-526-085

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,988 sqft Living Area
1st Floor Area1,832 sqft
Basement Area1,552 sqft
Unfinished Basement1,552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area46,086 sqft (1.05 acres)
Lot Dimensions174 ft deep x 125 ft wide
Garage Area1,854 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9186 SADDLE HORN DR
CityFLUSHING
StateMI
Zip48433-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
Legal DescriptionLOT 17 THE PONDEROSA & A PARCEL OF LAND BEG AT NE COR OF LOT 17 THE PONDEROSA TH N 89 DEG 14 MIN 05 SEC W 160 FT TO NW COR OF
Legal Range05E
Legal Township08N
Legal Section22
Legal SubdivisionTHE PONDEROSA
Legal Lot Number17
JurisdictionGENESEE MI
Township / Civil DivisionFLUSHING
Census Block Group5
Census Block5003
Census Tract10610

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9186 SADDLE HORN DR, FLUSHING, MI 48433-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2011 · Amount on Record
Deed SaleJun 6, 2011 · Amount on Record
Prior SaleApr 28, 2009 · Amount on Record
Deed Document Number201150243
Prior Transfer DateApr 22, 2009
Prior Transfer Doc0000034844
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address9186 SADDLE HORN DR, FLUSHING, MI 48433-1214
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076865
DateNov 10, 2020
Instrument202011100076865
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2030

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFlushing Charter Township
Unified School DistrictFlushing Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,000 (+2.58%) Land $15,200 Building $179,800$390,000 (+2.58%) Land $30,400 Building $359,600
2025$4,146.00 (+2.5%) Homeowner's exemption$190,100 (+12.82%)$380,200 (+12.82%)
2024$4,045.00 (+12.89%)
2023$168,500$337,000
2021$3,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1981–2001)
Claims Outside the SFHA5 of 6
Most Recent ClaimFeb 2001 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLUSHING
serves 8,311 people · EPA ID MI0002340
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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