9155 Saddle Horn Dr, Flushing, MI 48433 Property Records

Genesee County property record for 9155 Saddle Horn Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,060 sqft · built 1967
Lot Size	0.913 acres (39,793 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2020)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-526-080`

Property Details

APN / Parcel Number

Primary APN	`08-22-526-080`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	39,793 sqft (0.913 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9155 SADDLE HORN DR
City	FLUSHING
State	MI
Zip	48433-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOTS 54 & 55 THE PONDEROSA (95) FR 08-22-526-054, 08-22-526-055
Legal Subdivision	THE PONDEROSA
Legal Lot Number	54-55
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	5
Census Block	5010
Census Tract	10610

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9155 SADDLE HORN DR, FLUSHING, MI 48433-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	202045303
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9155 SADDLE HORN DR, FLUSHING, MI 48433-1213
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9155 SADDLE HORN DR, FLUSHING, MI 48433-1213

Mortgage

Document Number	0000062895
Date	Sep 23, 2022
Instrument	202209230062895

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2027

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 15, 2020
Property Address	9155 SADDLE HORN DR, FLUSHING, MI 48433-1213
Document Number	202007150045303
Map Reference	LB 45 PG 31
Instrument Date	Jul 8, 2020
Instrument	202007150045303
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9155 SADDLE HORN DR, 9155, FLUSHING, MI 48433-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6119 JOHNSON RD, FLUSHING, MI 48433-1195

Mortgage

Document Number	202007150045304
Date	Jul 15, 2020
Instrument	202007150045304

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (-43.93%) Homeowner's exemption	$125,500 (+12.66%)	$251,000 (+12.66%)
2024	$3,674.00 (+12.98%)
2023		$111,400	$222,800
2021	$3,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2001)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2001 · other causes
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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