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918 Chip Rd, Bay City, MI 48706 Property Records

Bay County property record for 918 Chip Rd, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,151 sqft · built 2008
Lot Size3.53 acres (153,767 sqft)
Owner2 Individual Names on File
Tax Bill$6,330 (2026)
Deeds & MortgagesJul 2021 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN100-005-400-020-06

Property Details

APN / Parcel Number

Primary APN100-005-400-020-06

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,151 sqft Living Area
1st Floor Area2,451 sqft
Basement Area2,451 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Lot Area153,767 sqft (3.53 acres)
Lot Dimensions391 ft deep x 393 ft wide
Garage Area1,552 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address918 CHIP RD
CityBAY CITY
StateMI
Zip48706-9441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 558 FT W FR E 1/4 COR OF SEC TH S 391 FT TH W 386.16 FT TH N 02D 11M W 391.20 FT ALG C/L OF HILDEBRANDT DRAIN TH E 401.08
JurisdictionBAY MI
Township / Civil DivisionMONITOR
Census Block Group2
Census Block2010
Census Tract285700

Owner

Source: Bay County records · APN 100-005-400-020-06

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address918 CHIP RD, BAY CITY, MI 48706-9441
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
HORIZON BANK
Feb 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 28, 2014
Transfer Doc0000001331
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address918 CHIP RD, BAY CITY, MI 48706-9441
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 CHIP RD, BAY CITY, MI 48706-9441

Mortgage

Document Number202111777
DateJul 06, 2021
Instrument202111777
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateFeb 05, 2019
Property Address918 CHIP RD, BAY CITY, MI 48706-9441
Document Number0000001331
Instrument DateFeb 28, 2014
Instrument1331
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address918 CHIP RD BAY CITY MI 487069441, BAY CITY, MI 48706-9441

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionMonitor Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,330.00 Homeowner's exemption$272,200 (+66.48%)$544,400 (+66.48%)
2023$163,500$327,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 10 locations within half a mile of this property.

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