Bay County property record for 488 Chip Rd, Bay City, MI 48706
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,620 sqft · built 1927 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2010) |
| Tax Bill | $1,889 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-006-400-040-00 |
| Primary APN | 100-006-400-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 703 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 182 ft deep x 152 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 488 CHIP RD |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | N 215 FT OF E 185 FT OF NE 1/4 OF SE 1/4. SEC.6,T14N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 285700 |
Source: Bay County records · APN 100-006-400-040-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 CHIP RD, BAY CITY, MI 48706-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2010 · Amount on Record |
| Deed Sale | Jul 09, 2010 · Amount on Record |
| Prior Sale | Jun 03, 2003 · Amount on Record |
| Deed Book / Page | 2747 / 355 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,889.00 Homeowner's exemption | $74,100 (+66.14%) | $148,200 (+66.14%) |
| 2023 | $44,600 | $89,200 |
Source: FEMA National Flood Hazard Layer as of February 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
Based on FCC filings for 9 locations within half a mile of this property.
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