Bay County property record for 428 Chip Rd, Bay City, MI 48706
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 38 acres (1,659,200 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-006-400-030-03 |
| Primary APN | 100-006-400-030-03 |
|---|
| Lot Area | 1,659,200 sqft (38 acres) |
|---|
| Heating System | Forced Air |
|---|
| Street Address | E CHIP RD |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | NE 1/4 OF SE 1/4. EX N 215 FT OF E 387.60 FT THRF. SEC.6,T14N,R4ESPLIT ON 01/13/2022 INTO 100-006-400-030-04, |
| Legal Range | 04E |
| Legal Township | 14N |
| Legal Section | 06 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 285700 |
428 Chip Rd, agricultural vacant land, is owned and occupied by two individuals.
Source: Bay County records, as of October 12, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 WHEELER RD, BAY CITY, MI 48706-9480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Bay County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
FEMA maps place 428 Chip Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 Chip Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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