Bay County property record for 470 Chip Rd, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 936 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $7,000 (Apr 1987) |
| Tax Bill | $2,532 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-006-400-030-01 |
| Primary APN | 100-006-400-030-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 215 ft deep x 202 ft wide |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 470 CHIP RD |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 185 FT W OF E 1/4 COR OF SEC TH W 202.60 FT TH S 215 FT TH E 202.60 FT TH N 215 FT TO BEG. SEC.6,T14N,R4E 4-3-87 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 285700 |
Source: Bay County records · APN 100-006-400-030-01
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 470 CHIP RD, BAY CITY, MI 48706-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 1987 · Amount on Record |
| Deed Sale | Apr 03, 1987 · Amount on Record |
| Deed Book / Page | 1047 / 963 |
| Last Transfer Date | Nov 27, 2012 |
| Transfer Doc | 0029230646 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,532.00 (+157.32%) Homeowner's exemption | $98,400 (+7.66%) | $196,800 (+7.66%) |
| 2025 | $984.00 Homeowner's exemption | $91,400 (+47.9%) | $182,800 (+47.9%) |
| 2023 | $61,800 | $123,600 |
Source: FEMA National Flood Hazard Layer as of February 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
Based on FCC filings for 9 locations within half a mile of this property.
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