Monroe County property record for 917 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Square Footage | 2,876 sqft Living Area |
| Lot Size | 37,026 sqft (0.85 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $49,000 (2019) |
| Tax Bill | $10,980.00 (2024) |
| Primary APN | 08-20-401-005-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 2,876 sqft Living Area |
| 1st Floor | 2,876 sqft 1st Floor |
| Basement Area | 2,876 sqft Basement |
| Unfinished Basement | 2,876 sqft Unfinished |
| Lot Area | 37,026 sqft (0.85 acres) |
|---|
| Cooling System | Central Cooling |
|---|
| Street Address | 917 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3187 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 10TH ADDN TO EAST RIDGE AMENDED |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-401-005-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF WATERLOO |
| Dec 16, 2019 | Warranty Deed, Subdivision Related Transfer · Line of Credit STATE BK/WATERLOO |
| Oct 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage FCB BK |
| Oct 16, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | May 01, 2019 · Amount on Record |
| Deed Doc Number | 2019405245 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439897 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 439897 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000418582 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 418582 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000410599 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 410599 |
| Name | STATE BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 19, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 16, 2019 |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Document Number | 0000405245 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 405245 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 103 PARKWOOD DR WATERLOO IL 622981629, WATERLOO, IL 62298-1629 |
| Document Number | 405246 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 405246 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Document Number | 0000399480 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2204 STEPPINGTON AVE FLOWER MOUND TX 750284631, FLOWER MOUND, TX 75028-4631 |
| Document Number | 0000399480 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 399480 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 917 RIDGE RD, WATERLOO, IL 62298-3187 |
| Document Number | 0000392925 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5229 WHITE OAK DR SMITHTON IL 622853738, SMITHTON, IL 62285-3738 |
| Document Number | 0000392925 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 392925 |
| Name | FIRST CNTY BK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 13, 2018 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228,940 (+37.16%) Land $20,730 Building $208,210 | $686,820 (+37.16%) Land $62,190 Building $624,630 | |
| 2024 | $10,980.00 | ||
| 2022 | $166,910 Land $17,770 Building $149,140 | $500,730 Land $53,310 Building $447,420 |
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