Monroe County property record for 901 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Square Footage | 2,231 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | 918 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,287.00 (2024) |
| Primary APN | 08-20-401-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,231 sqft Living Area |
| 1st Floor | 2,231 sqft 1st Floor |
| Basement Area | 2,231 sqft Basement |
| Unfinished Basement | 2,231 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
|---|---|
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 918 sqft Garage |
| Patio Area | 532 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 171 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 901 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3187 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 10TH ADDN TO EAST RIDGE AMENDED |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-401-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jan 13, 2023 | Intrafamily Transfer, Transfer |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| May 04, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage FIRST NAT'L BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2023 |
| Transfer Doc | 0000427614 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 13, 2023 |
| Property Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Document Number | 0000427614 |
| Map Reference | DOC 358375 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 427614 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000418032 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 418032 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 01, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000392669 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 392669 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 04, 2017 |
| Property Address | 901 RIDGE RD, WATERLOO, IL 62298-3187 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 389603 |
| Transaction Type | Construction Loan |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 901 RIDGE RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000389603 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 389603 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,520 (+25.4%) Land $17,790 Building $137,730 | $466,560 (+25.4%) Land $53,370 Building $413,190 | |
| 2024 | $8,287.00 | ||
| 2022 | Additional exemption filed | $124,020 Land $16,050 Building $107,970 | $372,060 Land $48,150 Building $323,910 |
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