909 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 909 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2015
Square Footage2,474 sqft Living Area
Lot Size25,700 sqft (0.59 acres)
Garage786 sqft
OccupancyOwner Occupied
Tax Bill$8,564.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-20-401-003-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area2,474 sqft Living Area
1st Floor2,474 sqft 1st Floor
Basement Area2,474 sqft Basement
Unfinished Basement2,474 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area25,700 sqft (0.59 acres)
Garage Area786 sqft Garage
Porch1 Porch
Porch Area348 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address909 RIDGE RD
CityWATERLOO
StateIL
Zip62298-3187
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 10TH ADDN TO EAST RIDGE AMENDED
Legal Range09W
Legal Township02S
Legal Section20
Legal SubdivisionEAST RIDGE
Legal Lot Number3
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1000
Census Tract600401

Owner

Source: Monroe County records · APN 08-20-401-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address909 RIDGE RD, WATERLOO, IL 62298-3187
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address909 RIDGE RD, WATERLOO, IL 62298-3187
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000409952
DateAug 04, 2020
Instrument409952
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$160,730 (+27.89%) Land $18,930 Building $141,800$482,190 (+27.89%) Land $56,790 Building $425,400
2024$8,564.00
2022Additional exemption filed$125,680 Land $16,710 Building $108,970$377,040 Land $50,130 Building $326,910

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