916 Watermelon Run, Charleston, SC 29412 Property Records

Charleston County property record for 916 Watermelon Run, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,386 sqft · built 1993
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Feb 2016)
Tax Bill$3,285 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN454-05-00-116

Property Details

APN / Parcel Number

Primary APN454-05-00-116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,386 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,482 sqft
Upper Floors Area904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsbestos
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions129 ft deep x 111 ft wide
TerrainHigh
Garage TypeMixed
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area348 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address916 WATERMELON RUN
CityCHARLESTON
StateSC
Zip29412-4434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 16 BLOCK B PHASE II HARBOR SECT. PART III
Legal SubdivisionSTILES POINT PLANTATION
Legal Phase2
Legal BlockB
Legal Lot Number16
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2079
Census Tract2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address916 WATERMELON RUN, CHARLESTON, SC 29412-4434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2016 · Amount on Record
Deed SaleFeb 17, 2016 · Amount on Record
Prior SaleDec 3, 2012 · Amount on Record
Deed Book / Page535 / 401
Prior Transfer DateAug 14, 2009
Prior Transfer Doc0076/0025
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address916 WATERMELON RUN, CHARLESTON, SC 29412-4434
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010160146
DateJul 22, 2021
Book Page1016/146
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMar 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address916 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number0888/0190
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number0888/0190
DateJun 8, 2020
Book Page000888/000190
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,285.00 (+13%)$598,000 (+2,963.52%) Land $230,000 Building $368,000$857,800 (+64.96%) Land $350,700 Building $507,100
2024$2,907.00 (+7.47%)$19,520 (-)
2022$2,705.00$19,520$520,000 (-) Land $200,000 Building $320,000
2020$520,000 Land $200,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 619 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
incl. 5 condo units
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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