913 Watermelon Run, Charleston, SC 29412 Property Records

Charleston County property record for 913 Watermelon Run, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,636 sqft · built 1993
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$533,000 (Mar 2006)
Tax Bill$3,857 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN454-05-00-123

Property Details

APN / Parcel Number

Primary APN454-05-00-123

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,636 sqft Living Area
Gross Area5,976 sqft
1st Floor Area2,166 sqft
Upper Floors Area1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions180 ft deep x 93 ft wide
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area426 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address913 WATERMELON RUN
CityCHARLESTON
StateSC
Zip29412-4434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 23 BLOCK B PHASE II HARBOR SECT. PART III
Legal SubdivisionSTILES POINT PLANTATION
Legal Phase2
Legal BlockB
Legal Lot Number23
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2079
Census Tract2007

Owner

Source: Charleston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address913 WATERMELON RUN, CHARLESTON, SC 29412-4434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2023Deed of Trust, Mortgage · Line of Credit
SOUTH CAROLINA FCU
Aug 13, 2020Loan Modification, Mortgage · Conventional Mortgage
SOUTH CAROLINA FCU
Aug 1, 2019Deed of Trust, Mortgage · Line of Credit
SOUTH CAROLINA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2006 · Amount on Record
Deed SaleMar 9, 2006 · Amount on Record
Deed Book / Page575 / 285
Last Transfer DateOct 21, 2013
Transfer Doc0371/0651
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 WATERMELON RUN, CHARLESTON, SC 29412-4434

Mortgage

Document Number0012070396
DateOct 9, 2023
Book Page1207/396
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLESTON SC
Property Address913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number0939/0867
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number0939/0867
DateDec 2, 2020
Book Page000939/000867
Lender
NameSOUTH CAROLINA FCU
AddressNORTH CHARLESTON, SC 29406-4928
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate1.12%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number0817/0115
Instrument DateAug 1, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number0817/0115
DateAug 16, 2019
Book Page000817/000115
Lender
NameSOUTH CAROLINA FCU
AddressNORTH CHARLESTON, SC 29419-9012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,857.00 (+10.29%)$779,913 (+2,774.73%) Land $235,159 Building $544,754$1,192,200 (+66.38%) Land $379,300 Building $812,900
2024$3,497.00 (+6.71%)$27,130 (-)
2022$3,277.00$27,130$716,555 (-) Land $216,055 Building $500,500
2020$716,555 Land $216,055 Building $500,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 619 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
incl. 5 condo units
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Watermelon Run

Nearby Streets

Search Property Records by Address or Parcel Number