913 Watermelon Run, Charleston, SC 29412 Property Records

Charleston County property record for 913 Watermelon Run, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,636 sqft · built 1993
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$533,000 (Mar 2006)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`454-05-00-123`

Property Details

APN / Parcel Number

Primary APN	`454-05-00-123`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,636 sqft Living Area
Gross Area	5,976 sqft
1st Floor Area	2,166 sqft
Upper Floors Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	180 ft deep x 93 ft wide
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	426 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	913 WATERMELON RUN
City	CHARLESTON
State	SC
Zip	29412-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 23 BLOCK B PHASE II HARBOR SECT. PART III
Legal Subdivision	STILES POINT PLANTATION
Legal Phase	2
Legal Block	B
Legal Lot Number	23
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2079
Census Tract	2007

Owner

Source: Charleston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Aug 13, 2020	Loan Modification, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2006 · Amount on Record
Deed Sale	Mar 9, 2006 · Amount on Record
Deed Book / Page	575 / 285
Last Transfer Date	Oct 21, 2013
Transfer Doc	0371/0651
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WATERMELON RUN, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0012070396
Date	Oct 9, 2023
Book Page	1207/396

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number	0939/0867
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0939/0867
Date	Dec 2, 2020
Book Page	000939/000867

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29406-4928

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	1.12%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	913 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number	0817/0115
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0817/0115
Date	Aug 16, 2019
Book Page	000817/000115

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+10.29%)	$779,913 (+2,774.73%) Land $235,159 Building $544,754	$1,192,200 (+66.38%) Land $379,300 Building $812,900
2024	$3,497.00 (+6.71%)	$27,130 (-)
2022	$3,277.00	$27,130	$716,555 (-) Land $216,055 Building $500,500
2020			$716,555 Land $216,055 Building $500,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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