904 Watermelon Run, Charleston, SC 29412 Property Records

Charleston County property record for 904 Watermelon Run, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,900 sqft · built 1993
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,105,000 (Oct 2025)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`454-05-00-119`

Property Details

APN / Parcel Number

Primary APN	`454-05-00-119`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,900 sqft Living Area
1st Floor Area	1,227 sqft
Upper Floors Area	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	143 ft deep x 98 ft wide
Terrain	High
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	333 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	904 WATERMELON RUN
City	CHARLESTON
State	SC
Zip	29412-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 19 BLOCK B PHASE II HARBOR SECT. PART III
Legal Subdivision	STILES POINT PLANTATION
Legal Phase	2
Legal Block	B
Legal Lot Number	19
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2079
Census Tract	2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2025	Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit BEACON CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Sep 23, 2014 · Amount on Record
Deed Book / Page	1342 / 363
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0009600438
Date	Feb 12, 2021
Book Page	960/438

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Apr 3, 2026
Property Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number	1379000819
Book / Page	1379 / 819
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434

Mortgage

Document Number	1379000819,
Date	Apr 3, 2026
Book Page	1379/819

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 6, 2025
Property Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number	0013420363
Book / Page	1342 / 363
Map Reference	MB CB PG 89
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,873.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0001342364
Date	Oct 6, 2025
Instrument	1342/364

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	904 WATERMELON RUN, CHARLESTON, SC 29412-4434
Document Number	0933/0722
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 WATERMELON RUN CHARLESTON SC 294124434, CHARLESTON, SC 29412-4434

Mortgage

Document Number	0933/0722
Date	Nov 10, 2020
Book Page	000933/000722

Lender

Name	BEACON CMNTY BK
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (+10.88%)	$661,250 (+2,775%) Land $236,177 Building $425,073	$816,700 (+41.74%) Land $347,100 Building $469,600
2024	$2,988.00 (+6.98%)	$23,000 (-)
2022	$2,793.00	$23,000	$576,200 (-) Land $205,800 Building $370,400
2020			$576,200 Land $205,800 Building $370,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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