Charleston County property record for 909 Watermelon Run, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,213 sqft · built 1995 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 454-05-00-122 |
| Primary APN | 454-05-00-122 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 2,521 sqft |
| 1st Floor Area | 1,198 sqft |
| Upper Floors Area | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Family |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 137 ft deep x 176 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 909 WATERMELON RUN |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-4434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 22 BLOCK B PHASE II HARBOR SECT. PART III |
| Legal Subdivision | STILES POINT PLANTATION |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 2007 |
909 Watermelon Run is owned and occupied by an individual who acquired it in February 2010.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 909 WATERMELON RUN, CHARLESTON, SC 29412-4434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2010 |
| Transfer Doc | 01110731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 909 WATERMELON RUN, CHARLESTON, SC 29412-4434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | EQUITY SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 909 WATERMELON RUN, CHARLESTON, SC 29412-4434 |
| Document Number | 0013580136 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 1358/136 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | PARAMUS, NJ 07652 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 978 Months |
| Due | Jun 28, 2107 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 909 Watermelon Run was $2,318, up 14.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,318.00 (+14.53%) | $494,218 (+3,153.57%) Land $234,316 Building $259,902 | $745,183 Land $466,483 Building $278,700 |
| 2024 | $2,024.00 | $15,190 | |
| 2022 | $1,878.00 | $15,190 | $513,800 Land $243,600 Building $270,200 |
| 2020 | $513,800 Land $243,600 Building $270,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Watermelon Run in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 619 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 624 units insured incl. 5 condo units |
| Nearby Flood Claims | 189 (1987–2023) |
| Claims Outside the SFHA | 5 of 189 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Watermelon Run is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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