Richland County property record for 916 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2007 |
| Square Footage | 1,807 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | 253 sqft |
| Last Sale | $235,000 (2023) |
| Primary APN | 25810-02-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,807 sqft Heated Area |
| Gross Area | 2,210 sqft Gross Area |
| 1st Floor | 777 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 150 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01891082 |
|---|---|
| Street Address | 916 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8295 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 33 45X79.8X45X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 RB1381-2562 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 33,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
Source: Richland County records · APN 25810-02-54
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 931 VILLAGE BLVD, WEST PALM BEACH, FL 33409-1803 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 01, 2023 | Warranty Deed, Transfer |
| Dec 02, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2023 · Amount on Record |
| Deed Sale | Aug 01, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2020 · Amount on Record |
| Deed Doc Number | 202332675 |
| Deed Book / Page | 2854 / 3328 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 01, 2023 |
| Property Address | 916 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 0028543328 |
| Book / Page | 2854 / 3328 |
| Map Reference | MB 1158 PG 3105 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023032675 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $611.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 931 VILLAGE BLVD, WEST PALM BCH, FL 33409-1803 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 02, 2020 |
| Property Address | 916 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 2557/2260 |
| Book / Page | 002557 / 002260 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 66460 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $607.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 916 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295 |
| Document Number | 2557/2267 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 002557/002267 |
| Instrument | 66462 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,560 (-) | $229,950 (+2.73%) | |
| 2024 | $223,830 (+36.48%) | ||
| 2023 | $1,710.00 (+0.77%) | $6,560 (-) | $164,000 (-) |
| 2021 | $1,697.00 | $6,560 | $164,000 Land $24,000 Building $140,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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