Richland County property record for 912 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,455 sqft Heated Area |
| Lot Size | 4,839 sqft (0.111 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $142,500 (2020) |
| Tax Bill | $1,749.00 (2025) |
| Primary APN | 25810-02-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,455 sqft Heated Area |
| Gross Area | 1,914 sqft Gross Area |
| 1st Floor | 589 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,839 sqft (0.111 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 264 sqft Garage |
| Porch Area | 195 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01891073 |
|---|---|
| Street Address | 912 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8295 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 32 45X80X45X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 32,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
Source: Richland County records · APN 25810-02-53
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 912 SPEARS DR, ELGIN, SC 29045-8295 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 12, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Sep 01, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Sep 01, 2017 · Amount on Record |
| Deed Doc Number | 202013646 |
| Deed Book / Page | 2476 / 3077 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 12, 2020 |
| Property Address | 912 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 2476/3077 |
| Book / Page | 002476 / 003077 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 13646 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295 |
| Document Number | 2476/3079 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 002476/003079 |
| Instrument | 13647 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 01, 2017 |
| Property Address | 912 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 2240/3181 |
| Book / Page | 002240 / 003181 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 65333 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 912 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295 |
| Document Number | 2240/3185 |
|---|---|
| Date | Sep 01, 2017 |
| Book Page | 002240/003185 |
| Instrument | 65334 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (+14.02%) | $163,900 (+2,775.44%) | $200,500 (+40.7%) Land $34,000 Building $166,500 |
| 2023 | $1,534.00 (-69.69%) | $5,700 (-33.33%) | $142,500 (-) |
| 2021 | $5,061.00 | $8,550 | $142,500 Land $24,000 Building $118,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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