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911 Spears Dr, Elgin, SC 29045 Property Records

Richland County property record for 911 Spears Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2007
Square Footage1,455 sqft Heated Area
Lot Size3,804 sqft (0.087 acres)
Garage264 sqft
Last Sale$137,816 (2007)

Property Details

APN / Parcel Number

Primary APN25810-02-70
Alternative APNs
  • R25810-02-70
  • 01891242

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,455 sqft Heated Area
Gross Area1,914 sqft Gross Area
1st Floor589 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,804 sqft (0.087 acres)
Parking Spaces1 Parking Spaces
Garage Area264 sqft Garage
Porch Area195 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number01891242
Street Address911 SPEARS DR
CityELGIN
StateSC
Zip29045-8295
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 48 45X80X45X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105
Legal SubdivisionSPEARS CREEK VILLAGE
Legal Lot Number45,48
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup1
Census Block1003
Census Tract11414

Owner

Source: Richland County records · APN 25810-02-70

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLSOUTH FCU
Feb 15, 2022Intrafamily Transfer, Transfer
Oct 30, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
DITECH FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2007 · Amount on Record
Deed SaleOct 24, 2007 · Amount on Record
Deed Doc Number200795776
Deed Book / Page1369 / 1384
Last Transfer DateJan 14, 2022
Transfer Doc0027161314
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address911 SPEARS DR, ELGIN, SC 29045-8295
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027012145
DateDec 29, 2021
Book Page2701/2145
Instrument2021085421
Lender
NameALLSOUTH FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateFeb 15, 2022
Property Address911 SPEARS DR, ELGIN, SC 29045-8295
Document Number0027161314
Book / Page2716 / 1314
Map ReferenceMB 1158 PG 3105
Instrument DateFeb 14, 2022
Instrument2022008884
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 SPEARS DR, ELGIN, SC 29045-8295

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address911 SPEARS DR, ELGIN, SC 29045-8295
Document Number2258/0895
Book / Page002258 / 000895
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address911 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295

Mortgage

Document Number2258/0895
DateNov 08, 2017
Book Page002258/000895
Instrument85105
Lender
NameDITECH FIN'L
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$190,530 (+0.67%)
2024$189,270 (+52.15%)
2023$1,387.00 (+1.54%)
2021$1,366.00$4,980$124,400 Land $24,000 Building $100,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 2% of South Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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