Richland County property record for 924 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,160 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2024) |
| Tax Bill | $2,045.00 (2025) |
Source: Richland County records · APN 25810-02-56
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 924 SPEARS DR, ELGIN, SC 29045-8295 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| May 01, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| Jun 13, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 03, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ASSURANCE FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Nov 03, 2017 · Amount on Record |
| Deed Doc Number | 202417689 |
| Deed Book / Page | 2917 / 3798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 924 SPEARS DR, ELGIN, SC 29045-8295 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1101 TROTTERS RUN CT, AIKEN, SC 29803-4800 |
| Document Number | 0029173802 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 2917/3802 |
| Instrument | 2024017690 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 9808 SCRANTON RD, SAN DIEGO, CA 92121 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 924 SPEARS DR, ELGIN, SC 29045-8295 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1101 TROTTERS RUN CT, AIKEN, SC 29803-4800 |
| Document Number | 0029192604 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 2919/2604 |
| Instrument | 2024018740 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 9808 SCRANTON RD, SAN DIEGO, CA 92121 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 924 SPEARS DR, ELGIN, SC 29045-8295 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026290782 |
|---|---|
| Date | Jun 13, 2021 |
| Book Page | 2629/782 |
| Instrument | 2021037841 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 03, 2017 |
| Property Address | 924 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 2257/1231 |
| Book / Page | 002257 / 001231 |
| Instrument Date | Nov 01, 2017 |
| Instrument | 84181 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295 |
| Document Number | 2257/1235 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 002257/001235 |
| Instrument | 84182 |
| Name | ASSURANCE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | BATON ROUGE, LA 70809 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045.00 (+56.23%) | $4,600 (-) | $200,000 (+73.91%) Land $34,000 Building $166,000 |
| 2023 | $1,309.00 (+1.79%) | $4,600 (-) | $115,000 (-) |
| 2021 | $1,286.00 | $4,600 | $115,000 Land $24,000 Building $91,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25810-02-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,160 sqft Heated Area |
| Gross Area | 1,582 sqft Gross Area |
| 1st Floor | 1,160 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 231 sqft Garage |
| Patio Area | 140 sqft Patio |
| Porch Area | 51 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01891108 |
|---|---|
| Street Address | 924 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8295 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 35 44.9X80X44.9X80.2 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 RB1705-3843 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Phase | II |
| Legal Lot Number | 35,44 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
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