916 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 916 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,080 sqft · built 2004
Lot Size	0.68 acres (29,640 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Mar 2019)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026053H A 02300`

Property Details

APN / Parcel Number

Primary APN	`026053H A 02300`
Alternative APN	`053H A 02300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,640 sqft (0.68 acres)
Lot Dimensions	228 ft deep x 130 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	520 sqft
Deck Area	240 sqft
Patio Area	310 sqft
Boat Access	Boat Access
Boat House	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	916 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	55
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

916 Bluff Dr is owned by a company that acquired it in March 2021.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	1414 W NORTHFIELD BLVD, MURFREESBORO, TN 37129-1463
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITY NATIONAL BANK
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit RELIANT BANK
Mar 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on File
Deed Sale	Mar 6, 2019 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	0000001244
Deed Book / Page	000434 / 000654
Last Transfer Date	Mar 15, 2021
Transfer Doc	0021002315
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Mar 15, 2021
Property Address	916 BLUFF DR, WINCHESTER, TN 37398-3863
Document Number	0021002315
Book / Page	452 / 532
Map Reference	ENV 191-1&191-2
Instrument Date	Mar 3, 2021
Instrument	21002315
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 W NORTHFIELD BLVD, WINCHESTER, TN 37398

Mortgage

Document Number	0021002316
Date	Mar 15, 2021
Instrument	21002316

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.93%
Index	1-Year CMT
Margin	3
Max Rate	7.93%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	916 BLUFF DR, WINCHESTER, TN 37398-3863
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001762
Date	Mar 29, 2019
Book Page	T1282/273
Instrument	19001762

Lender

Name	RELIANT BANK
Type	Bank
Address	MURFREESBORO, TN 37130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 6, 2019
Property Address	916 BLUFF DR, WINCHESTER, TN 37398-3863
Document Number	0000001244
Book / Page	000434 / 000654
Instrument Date	Mar 4, 2019
Instrument	1244
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,201.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1414 W NORTHFIELD BLVD MURFREESBORO TN 371291463, MURFREESBORO, TN 37129-1463

Tax Assessment & Valuation

The 2025 property tax bill for 916 Bluff Dr was $3,194.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00	$160,075 Land $100,000 Building $60,075
2023		$160,075 Land $100,000 Building $60,075
2022	$3,014.00		$640,300 Land $400,000 Building $240,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 916 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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