915 Talbot Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 915 Talbot Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,284 sqft · built 1980
Lot Size0.358 acres (15,573 sqft)
Owner2 Individual Names on File
Last Sale$582,000 (Oct 2025)
Tax Bill$9,081 (2024)
Deeds & MortgagesNov 2025 Transfer
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-302-016

Property Details

APN / Parcel Number

Primary APN12-18-302-016

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,284 sqft Living Area
Gross Area3,762 sqft
1st Floor Area1,310 sqft
Upper Floors Area974 sqft
Basement Area902 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,573 sqft (0.358 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area178 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address915 TALBOT AVE
CityLAKE BLUFF
StateIL
Zip60044-1561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF.H. BARTLETTS NORTH SHORE PROPERTIES SUB; LOT 6 (EX N 6FT W 86.80FT) BLOCK 3
Legal SubdivisionF.H. BARTLETTS NORTH SHORE PROPERTIES SU
Legal Block3
Legal Lot Number6
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1017
Census Tract863202

Owner

915 Talbot Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 9, 2025Warranty Deed, Transfer · VA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on File
Deed SaleOct 9, 2025 · Amount on File
Prior SaleNov 29, 2010 · Amount on File
Deed Document Number20258127059
Prior Transfer DateApr 22, 1998
Prior Transfer Doc0004123588
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateNov 13, 2025
Property Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561
Document Number0008134690
Map ReferenceDOC 295961
Instrument DateNov 13, 2025
Instrument8134690
Transaction TypeTransfer
Record UpdatedDec 2, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 9, 2025
Property Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561
Document Number0008127059
Map ReferenceDOC 29561
Instrument DateSep 27, 2025
Instrument8127059
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$582.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address915 TALBOT AVE, LAKE BLUFF, IL 60044-1561

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 BARN SWALLOW RD, LAKE FOREST, IL 60045-2985

Mortgage

Document Number0008127060
DateOct 9, 2025
Instrument8127060
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2055
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$181,879 (+19.36%) Land $34,513 Building $147,366$545,691 (+19.36%) Land $103,549 Building $442,142
2024$9,081.00 (+9.89%)$152,381 (+8.48%) Land $28,916 Building $123,465$457,189 (+8.48%) Land $86,757 Building $370,432
2023$8,264.00 (-1.93%)$140,470 (+6.98%) Land $26,656 Building $113,814$421,452 (+6.98%) Land $79,976 Building $341,476
2022$8,427.00$131,310 Land $24,918 Building $106,392$393,969 Land $74,761 Building $319,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 915 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1981–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 Talbot Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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