Lake County property record for 915 Talbot Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,284 sqft · built 1980 |
| Lot Size | 0.358 acres (15,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $582,000 (Oct 2025) |
| Tax Bill | $9,081 (2024) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-302-016 |
| Primary APN | 12-18-302-016 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 3,762 sqft |
| 1st Floor Area | 1,310 sqft |
| Upper Floors Area | 974 sqft |
| Basement Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,573 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 915 TALBOT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F.H. BARTLETTS NORTH SHORE PROPERTIES SUB; LOT 6 (EX N 6FT W 86.80FT) BLOCK 3 |
| Legal Subdivision | F.H. BARTLETTS NORTH SHORE PROPERTIES SU |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 863202 |
915 Talbot Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 9, 2025 | Warranty Deed, Transfer · VA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Nov 29, 2010 · Amount on File |
| Deed Document Number | 20258127059 |
| Prior Transfer Date | Apr 22, 1998 |
| Prior Transfer Doc | 0004123588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 13, 2025 |
| Property Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Document Number | 0008134690 |
| Map Reference | DOC 295961 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 8134690 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 9, 2025 |
| Property Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Document Number | 0008127059 |
| Map Reference | DOC 29561 |
| Instrument Date | Sep 27, 2025 |
| Instrument | 8127059 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $582.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 TALBOT AVE, LAKE BLUFF, IL 60044-1561 |
| Name | Verified Name |
|---|---|
| Address | 15 BARN SWALLOW RD, LAKE FOREST, IL 60045-2985 |
| Document Number | 0008127060 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 8127060 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,879 (+19.36%) Land $34,513 Building $147,366 | $545,691 (+19.36%) Land $103,549 Building $442,142 | |
| 2024 | $9,081.00 (+9.89%) | $152,381 (+8.48%) Land $28,916 Building $123,465 | $457,189 (+8.48%) Land $86,757 Building $370,432 |
| 2023 | $8,264.00 (-1.93%) | $140,470 (+6.98%) Land $26,656 Building $113,814 | $421,452 (+6.98%) Land $79,976 Building $341,476 |
| 2022 | $8,427.00 | $131,310 Land $24,918 Building $106,392 | $393,969 Land $74,761 Building $319,208 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 915 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1981–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Talbot Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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