Lake County property record for 912 Talbot Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,742 sqft · built 1977 |
| Lot Size | 0.373 acres (16,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Aug 1998) |
| Tax Bill | $11,690 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-306-002 |
| Primary APN | 12-18-306-002 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,371 sqft |
| Upper Floors Area | 581 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 790 sqft |
| Unfinished Basement | 42 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,226 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 581 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 912 TALBOT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREDK H BARTLETTS NORTH SHORE PROPERTIES LOT 4 BLOCK 7 |
| Legal Subdivision | FREDK H BARTLETTS NORTH SHORE PROPERTIES |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 863202 |
912 Talbot Ave is owned and occupied by an individual who acquired it in October 2004.
Source: Lake County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 912 TALBOT AVE, LAKE BLUFF, IL 60044-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 1998 · Amount on File |
| Deed Sale | Aug 12, 1998 · Amount on File |
| Deed Document Number | 19984185742 |
| Last Transfer Date | Oct 6, 2004 |
| Transfer Doc | 0005680051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 13, 2026 |
| Property Address | 912 TALBOT AVE, LAKE BLUFF, IL 60044-1562 |
| Document Number | 0008168738 |
| Instrument Date | May 1, 2026 |
| Instrument | 20268168738 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 912 TALBOT AVE, LAKE BLUFF, IL 60044-1562 |
| Document Number | 0008168738, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20268168738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 912 TALBOT AVE, LAKE BLUFF, IL 60044-1562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0007704231 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 7704231 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,566 Land $36,277 Building $154,289 | $571,755 Land $108,842 Building $462,913 | |
| 2024 | $11,690.00 (+17.08%) | ||
| 2023 | $9,985.00 (+2.14%) | $171,098 (+13.03%) Land $32,220 Building $138,878 | $513,346 (+13.03%) Land $96,670 Building $416,676 |
| 2022 | $9,776.00 | $151,373 Land $28,505 Building $122,868 | $454,165 Land $85,524 Building $368,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1981–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Talbot Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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