1003 Talbot Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 1003 Talbot Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,174 sqft · built 1980
Lot Size0.365 acres (15,891 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Sep 2022)
Tax Bill$7,669 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-18-301-010

Property Details

APN / Parcel Number

Primary APN12-18-301-010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement1,030 sqft
Unfinished Basement114 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,891 sqft (0.365 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces1 Parking Space
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1003 TALBOT AVE
CityLAKE BLUFF
StateIL
Zip60044-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFREDK H BARTLETTS NORTH SHORE PROPERTIES LOT 10 BLOCK 4
Legal SubdivisionFREDK H BARTLETTS NORTH SHORE PROPERTIES
Legal Block4
Legal Lot Number10
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1017
Census Tract863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1003 TALBOT AVE, LAKE BLUFF, IL 60044-1563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Warranty Deed, Transfer · Conventional Mortgage
PROPER RATE LLC
Jan 20, 2017Deed of Trust, Mortgage · Line of Credit
CONSUMERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Deed Document Number20227933839
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 20, 2022
Property Address1003 TALBOT AVE, LAKE BLUFF, IL 60044-1563
Document Number0007933839
Map ReferenceDOC 295961
Instrument DateSep 14, 2022
Instrument7933839
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 TALBOT AVE, LAKE BLUFF, IL 60044-1563

Mortgage

Document Number0007933840
DateSep 20, 2022
Instrument7933840
Lender
NamePROPER RATE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.55%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1003 TALBOT AVE, LAKE BLUFF, IL 60044-1563
Document Number0007369755
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1003 TALBOT AVE LAKE BLUFF IL 600441563, LAKE BLUFF, IL 60044-1563

Mortgage

Document Number0007369755
DateFeb 1, 2017
Instrument7369755
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031-1811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 31, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,025 (+21.6%) Land $40,424 Building $97,601$414,116 (+21.6%) Land $121,284 Building $292,832
2024$7,669.00 (+32.43%)
2023$5,791.00 (+2.21%)$113,509 (+19.09%) Land $33,244 Building $80,265$340,561 (+19.09%) Land $99,742 Building $240,819
2022$5,666.00$95,317 Land $27,916 Building $67,401$285,979 Land $83,756 Building $202,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1981–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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